Points of note:

Estimated Income Rates @ 11.09.23
Risk CategoryInvestment / FundEstimated Income Rate %Payment FrequencyWithdrawal / Liquidity
CashCash4.5%+MonthlyDaily
Cash/Term DepositsTD 3 to 12 month4.7 – 4.9%MonthlyRefer Term
Debt / BondsAAA Government to BBB Corp Bond funds2.8 – 7.54%+Monthly3 days to fortnight
Debt / mortgage investmentsDiversified Mortgages/ Construction loans6.75 – 8.52%MonthlyUnlisted 1-6 months or more
PropertyDiversified Property funds5.2 – 6.6%+Monthly/QuarterlyListed – 3 days to fortnight. Unlisted – Monthly to 5 years
Aust SharesAust Shares – LargeFrom 4.8 + 1.8 Franking = 6.6% Grossed up (higher for other funds)Quarterly/Half yearlyListed 3 days Unlisted Fortnightly or more
Int SharesInternational – Share FundsCan range from very low to 10% depending on whether the income is from dividends/realised capital gainsQuarterly / Half yearly / YearlyListed 3 days Unlisted Fortnightly or more