Below is a 1 year and 5-year chart of the broad US sharemarket. Is it time to buy?

I don’t know how much further it could go down, but things are looking cheaper, and if you don’t mind putting some money at risk, it might be time to start thinking about it.

Disclaimer – Don’t take as advice to buy. Consider diversification, cash flow, emergency savings and how long you can hold it for without needing to sell.